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HOW TO DEAL WITH INSURANCE ADJUSTERS

You've just had an accident and you're notifying your insurance company or the agent for the driver who hit you. Soon you are being interrogated, answering questions about liability, your injuries, and other issues. Sound familiar? Be careful! The information you provide to an adjuster could be used against you later at a trial, and may hurt your potential claim. Even small talk, like saying you're "OK" in response to a "how are you?" can be used to show that you are not as injured as you claim. Adjusters have one primary motivation: reducing the liability of the insurance company. Adjusters score points with the insurance company if they settle cases for less than their potential value. The less money that an insurance company pays on a claim, the more profit they make. Adjusters succeed to the extent that they are able to reduce the value of potential claims like yours. Don't assume that you do not have a case if an adjuster tells you this, or offers you a quick but low settlement offer. It is important that you contact an attorney as soon as possible after an accident to obtain advice regarding your rights, responsibilities, and potential claims for injuries to yourself, your car, your passengers, and any other damages. It is wise to contact an attorney before you make any statement to an insurance company.

The law office of Pradell and Associates provides free legal consultations to injured Alaskans. Attorneys can evaluate your case, recommend treatment, and help you settle your claim. A helpful staff provides prompt, courteous services to meet your legal needs. Give Pradell and Associates a call today, at (907) 279-4529-- (279-4LAW). Steven Pradell is an Anchorage attorney with a practice emphasizing probate and estates, personal injury, criminal and family law. This article is not intended to provide legal advice and should not be relied on for that purpose.

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